Yeah..... that check box is 100% useless. Because of the "eBay buyer guarantee".
There are is exactly zero protection for sellers. Everything between eBay and PayPal has long been integrated and there is absolutely no way for a seller to recoup any loss for any reason what so ever.
I have been on eBay basically since it started. This past year things have really come to a head. I have had 2 large losses. The first loss was selling a wall box. Listed it as used untested as is. I've always checked the "no returns accepted" box when something is used/untested. Buyer gets wall box, opens case that it does not work. I argue my point in the open case, eBay automatically sends them your address for return, buyer sends wall box back in same wooden crate I shipped it to them in, except they didn't put any packing materials back in the crate, just the wall box. Glass broke, case was scratched and scuffed up on the shipment back. eBay pulls my money from my paypal acount and refunds the buyer as soon as the item was marked as delivered in the USPS tracking. I am out money, and out a good wall box.
No recourse.
2nd case, sold a NOS MINTY beauty of a back glass. Used the same exact packing I received my new Gorgar glass in from Planetary Pinball that arrived perfectly. Glass gets to buyer, glass is damaged. Buyer opens return case. Paypal puts a "hold" on the money, paypal acount goes negative because with in an hour of any paypal deposit I make sure to do a transfer to bank to get it the fuck out of their hands. It's already been to my account, and spent. So, Paypal goes negative. paypal wants funds added back to account. Glass was damaged in shipping, package was insured for 100% of purchase value and shipping cost. Buyer needs to open insurance claim with USPS, not start a return, but now, eBay will auto refund buyer money on 24th, and close return. Buyer also holds packing and glass in hand which has insurance/tracking number and can file a claim and get paid back a 2nd time for the same item. Meanwhile, I am out selling price, out ebay and pay pal fees and out a glass. I called eBay, and they told me to file a claim with USPS insurance, but that's not even possible since I don't have the package on hand to take photos of the packing and damaged glass. Unreal. Between the 2, now I'm out about $500.
Yes, I know, block type away and no one will read. That's OK. Just need to vent anyway!
There's a checkbox on the advanced page for Does not accept returns. Though I haven't had any issues selling so far thankfully, just a lot of make me an offer, accept offer, then no payment. It's a trolling scam that gets around required payment.