PayPal pay with bank... 50% instant, 50% delayed?

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I have PayPal hooked to my bank so I can pay without fees. For years it has worked great but recently they changed some things and introduced some "e-Check" bullshit.

Now it seems like half the payments I send take 5 business days to deliver and are whatever the hell an "eCheck" is, and half are completely instant. Both are via the "send via bank" option. At first I thought it was big amounts for security or processing reasons, but it's not. Even smaller amounts get it. The bank account I'm pulling from is quite a few decimal points away from empty, so that's all good too

Worst part is they can't be refunded by PayPal or the seller until they go through, so you can't cancel it and redo it with another payment method. I tried calling, the seller (two months back... not pictured below) tried calling, I ended up just having to take his word he would send it back to me and eat double the cost in the mean time, which was bad because it was several hundred dollars.

It says on the webpage a recipient can cancel it before it begins to process but we literally called PayPal about 30 seconds after sending it and neither of us could have it cancelled.

This was a while ago and the problems continues to this day. Half of the payments are great, half are not, even to the same people!

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Anybody else have this problem?
 
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Yeah, eCheck is just an alternate way that ebay buyers can pay electronically. It sucks compared to the normal route. Reason #575943978594 why I don't sell on ebay anymore.

I used to have people send funds that way accidentally. It was annoying.
 
Could it be:

Nope, it's attached as well.

Reading more into it, apparently it's more of a fraud protection thing I guess. If you send too much, or weird amounts, it will kick on. Seems to not like anything over $99 and anything less than a few bucks.
 
IDK then man, but in my case it pretty much never does that e-check crap. Perhaps it has something to do with the parties in question that you are sending money to.

I'm struggling to remember the last time I had to do one of those. I might have only had a bank account and debit card linked at some point, perhaps that had something to do with it.
 
I've bought thousands of items and never had it happen. Maybe they found out you only wear sweat pants and live in an Arcade?
 
I've bought thousands of items and never had it happen. Maybe they found out you only wear sweat pants and live in an Arcade?

Hey if you wanna go off-topic I'm happy to say "lack of funds" is the last reason this would be happening to me and can easily rule that out... in the main linked account I have at least 5 digits before the decimal point at any given time. Just mentioning for science. Needless to say PayPal can't be upset at that, nor is something you should worry about. :) So it must be a weird PayPal fraud protection thing.

It doesn't happen through online retailers and only PayPal to PayPal transactions, like typing in their e-mail. Regardless if you send as gift or not.
 
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Hey if you wanna go off-topic I'm happy to say "lack of funds" is the last reason this would be happening to me and can easily rule that out... in the main linked account I have at least 5 digits before the decimal point at any given time. Just mentioning for science. Needless to say PayPal can't be upset at that, nor is something you should worry about. :) So it must be a weird PayPal fraud protection thing.

It doesn't happen through online retailers and only PayPal to PayPal transactions, like typing in their e-mail. Regardless if you send as gift or not.


I never said anything about funds or lack thereof. Insecure much?
 
Hmm thinking about it. Something like that happened to my wife. She had to get a new debit card and forgot to update the new expiration date in Paypal.
 
I never said anything about funds or lack thereof. Insecure much?

No. Your remark seemed to overall imply low funds/low income, as well as PayPal thinking that, hence throwing up their concern? Anyways, doesn't matter. It was worth mentioning from a technical perspective anyways as I read somewhere they do infact do this if your account has a history of getting declined/being low, actually, so just wanted to note that wasn't the case as we rule out causes... regardless of your remark or how much you meant to be referencing that.
 
No. Your remark seemed to overall imply low funds/low income, as well as PayPal thinking that, hence throwing up their concern? Anyways, doesn't matter. It was worth mentioning from a technical perspective anyways as I read somewhere they do infact do this if your account has a history of getting declined/being low, actually, so just wanted to note that wasn't the case as we rule out causes... regardless of your remark or how much you meant to be referencing that.

I took it as a joke and perhaps a poke at all of us.
 
in the main linked account I have at least 5 digits before the decimal point at any given time

Why would you leave five figures in a no-interest demand account let alone a PayPal-linked account? Business?

My PayPal-linked bank account never has any money in it until I want to purchase something at which point I transfer funds from another account. Same with the demand account I use for internet card purchases. They're just personal accounts, though.
 
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