I actually have a pretty relevant story from just the other day.
I was taking apart a pro audio amp that's been giving us trouble (Crown CDi1000 if you're curious) and as I'm undoing the shield around the AC filter, it arcs to the outer casing with a BIG yellow spark. After thorough examination I couldn't see where the voltage was coming from, so I decided to let it sit overnight hooked to ground. Next morning, discovered that the shield had scraped away the laminate on the board directly underneath it and came in direct contact with the trace the filter capacitors were sitting on! Patching this with electrical tape fixed the wavering volume issues it was having, but it still goes into fault shutdown every now and then -- and two of the filter caps look vented. Eh whatever, it's getting replaced soon anyway.
Moral of the story -- as you're taking something apart, NEVER assume ANY metal piece isn't energized. You just don't know until every capacitor of size in the machine has been grounded.
How educated? Because .05 amps at 115v, you won't even notice. 0.05 amps at 20kv you will.
Voltage is very much a factor, as it dictates current flow at x amperage.
FYI it can take as little as 100ma to stop your heart, but if it was only at 5v you likely wouldn't even feel it.
Not quite... As little as 9V can kill you if it makes direct contact with blood in just the right places -- and that's only what we know to have happened. In theory, much less (~1V or so, just enough to overcome the very low natural resistance of human blood) is enough.
Once there's enough current flowing directly through the heart, regardless of what voltage that current is at, it's heart attack time. Voltage is a factor only inasmuch to overcome resistance in the human body -- V=IR applies here, and skin has a much higher resistance than blood. In other words, the current is what kills you, but the voltage is what gets it there in the first place.
By the way, current flow == amperage. P=VI and all that. Also, you'll notice 115VAC even if it doesn't actually make a circuit -- I speak from personal experience.