First, glad you made out pretty well (other than $3700 for a damn tree…ouch)
But am I the only person in this country that lives in an area that doesn't have natural disasters? Worst thing up here is temps reaching below -30°F and windchills down to -60°F, but as long as you're smart, the worst damage it does is a dead car battery. Fuck, man, I can't even imagine going through a hurricane.