There is another reason.
I signed up because ebay is going to give you $15 towards a future purchase. No sweat, I sign up, and pay before I have much interest.
Six phone calls and hours later I still can't get it to work and nobody at either paypal or billmelater has an answer. I shut down the account.
I went through all of the steps of clearing out my balance on paypal, making billmelater my primary source of payment, created the account.
Then when it's time to pay with billmelater instead of paypal, it asks you to set up another account and you can never get logged in to pay for your item.
The people are either powerless, stupid or both at billmelater. I had 6 phone calls, so I was able to experience several different people who "tried to help?"
waste of time