eBay: binding arbitration unless you opt out

So if you do sign up does that mean that you cannot sue them if something were to happen? Or do I have this completely backwards? Lol
 
Funny, I used to sell high volume of graphics on Ebay. I received a check for 876.00 last year, due to someone suing them and winning! It had something to due with final value fees.
So I received a percentage of my fees back for 4 years.
 
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